Drivers are required to have proof of insurance for the vehicle they’re driving. Proof of insurance is required to be on-hand whenever driving, and drivers must be able to produce it upon a police officer's request. Failure to do so is a misdemeanor offense.
The lawyers at Newmark Storms have experience mitigating driving violations, such as Driving Without Insurance.
Providing Proof of Insurance Later
If a driver does not have proof of insurance when pulled over, he or she has until the first court appearance to produce the insurance card. If the court receives proof of insurance for the vehicle involved, the charges will be dropped.
Driving Another Owner’s Vehicle
A driver who is not the owner of the vehicle may not be convicted of Driving Without Insurance unless the driver is aware that the owner had no insurance on the vehicle. In order to avoid criminal charges, the driver must provide the officer with the name and address of the vehicle’s owner. The owner must then provide proof of insurance to the court within 10 days of receiving a mailed request to avoid being charged with Driving Without Insurance.
Dealing With the Consequences
A misdemeanor Driving Without Insurance offense carries a fine of up to $1000 or up to 90 days in jail, or both.
The Minnesota traffic lawyers at Newmark Storms Law Office handle offenses such as driving without insurance and plan a course for successfully defending each unique case—keeping clients out of jail and the fines to a minimum.